Understanding Home Finances

« Back to Home

2018

Considering A VA Mortgage To Purchase A Single Family Home Loan? Helpful Information Buyers Need Know

Posted on

Designed to make home ownership easier and more affordable for military families, the VA mortgage can be an excellent financing option for those who meet the qualifications. Guaranteed by the Department of Veterans Affairs (VA), each home loan is made through a bank or private mortgage lender. Because these mortgages do not require borrowers to use a down payment or pay private mortgage insurance (PMI) costs, successful applicants often find them to be a very affordable way to purchase a home.…

Read More »

What To Look For In A 55 And Older Community

Posted on

When shopping for a home in a 55 and over community, there are a few things you’ll want to take into consideration beyond the features of each house. Use the following guide to find the right 55 and over community to meet your needs so you can get the most out of your retirement years. Security When looking at 55 and older communities, you want to be sure that the area you are moving to is safe.…

Read More »

Six Mistakes That Could Cost You Your Rental Security Deposit

Posted on

Most security deposits on rented properties tend to be significant amounts of money. It could be a blow to your finances if you lose your security deposit when you move out of a rented property. Unfortunately, a lot of renters unknowingly make mistakes that put their security deposit at risk. While you know you could lose your deposit if you damage your rented property, this is not the only way you can lose a deposit.…

Read More »

Don't Settle For The Same Old Vacation: Why Renting A Vacation Home Is So Much Better Than A Hotel

Posted on

Now that you’re planning your summer vacation, don’t book a hotel. Book a vacation home instead. Hotels are a great place to stay for the weekend, or when you’re going on a business trip, but for a fantastic family vacation, you want a home instead. Renting a vacation home allows you to enjoy all the comforts of home, without the cleanup afterwards. If you’re not sure what benefits you’ll receive from renting a vacation home instead of a hotel, here are four of those benefits for you to consider.…

Read More »

4 Questions To Ask When Seeking A Custom Home Builder

Posted on

Building a home can be a great way to get the home of your dreams. Plus, having a home that’s brand new can provide added peace of mind. One of the first steps you’ll need to take in your custom-home journey is that of choosing a builder. It’s recommended that you interview at least a few potential builders, asking them some key questions along the way that should help you reach your decision.…

Read More »

Two Things You Can Do With That Unused Living Room Space

Posted on

Although family rooms and finished basements have become the preferred areas for entertaining these days, many homes still have areas set aside for formal living rooms. If the idea of decorating a space that may only get used once or twice a year doesn’t appeal to you, here are two things you can do to make the space more functional. Adult Beverage Station For people who entertain frequently or who just enjoy a good drink, turning the formal living room into an adult beverage station may be the best use of the space.…

Read More »

4 Ways You Can Help Your Real Estate Agent Create A Capturing Listing Of Your Home

Posted on

The first step to getting buyers interested in your home is to create a listing. Not only that, but a listing that stands apart from all the others that are out there. While your real estate agent can help you put this listing together, there are some things you will want to do on your own to help them. Here are four ways you can do this: Spend the Money on a Photographer: The first way would be to take the initiative to spend the money on a home photographer.…

Read More »

Why You Should Buy a Duplex With a Friend or Your Family

Posted on

Buying real estate is usually a good decision. If the price is right and the area is a good place to live, buying a new home is a good decision. One of the types of houses that is often available is duplex housing. Duplex housing is similar to townhomes, with two homes attached by a joined wall. If you find that a suitable duplex is on the market with both sides for sale, finding a friend or a family member to purchase with you is a good idea.…

Read More »

Factors To Consider When Making An Offer On A Home

Posted on

When your search for the right home finally comes to an end, you will be faced with deciding how much to offer for the house you have chosen to purchase. The amount you offer is a big part of buying a house, and you should not simply rush into the decision. Instead, you should think about this decision thoroughly, and you may want to evaluate the following factors as you decide how much to offer on the house.…

Read More »

4 Key Questions To Ask In Your First Meeting With A Real Estate Agent

Posted on

Having representation from areal estate agent can make the process of buying a home so much easier. Not only can a real estate agent help match you up with potential homes, but he or she will be able to assist you in negotiations, closing, and everything in between. Before you commit to a real estate agent, however, there are a few questions you may want to ask either over the phone or during an initial meeting.…

Read More »