Designed to make home ownership easier and more affordable for military families, the VA mortgage can be an excellent financing option for those who meet the qualifications. Guaranteed by the Department of Veterans Affairs (VA), each home loan is made through a bank or private mortgage lender. Because these mortgages do not require borrowers to use a down payment or pay private mortgage insurance (PMI) costs, successful applicants often find them to be a very affordable way to purchase a home.…
When shopping for a home in a 55 and over community, there are a few things you’ll want to take into consideration beyond the features of each house. Use the following guide to find the right 55 and over community to meet your needs so you can get the most out of your retirement years.
Security
When looking at 55 and older communities, you want to be sure that the area you are moving to is safe.…
Most security deposits on rented properties tend to be significant amounts of money. It could be a blow to your finances if you lose your security deposit when you move out of a rented property.
Unfortunately, a lot of renters unknowingly make mistakes that put their security deposit at risk. While you know you could lose your deposit if you damage your rented property, this is not the only way you can lose a deposit.…